Five Star Business Finance Limited

Incorporated in 1984, Five Star Business Finance Limited is an NBFC-ND-SI focused on providing secured business loans to micro-entrepreneurs and self-employed individuals. Headquartered in Chennai, it operates through 268 branches across 126 districts in eight states and one union territory, with Tamil Nadu, Andhra Pradesh, Telangana, and Karnataka forming its core markets. The company’s lending model emphasizes a robust risk framework and an optimal instalment-to-income ratio to ensure customers can comfortably meet repayment commitments. As of September 30, 2021, Five Star employed 4,306 people and had served over 185,000 customers, with an active loan base of 176,467 as of March 31, 2021. With an AUM exceeding ₹30,000 million—one of the fastest growth rates among peers—the company reported total borrowings of ₹28,542.54 million as of September 30, 2021, and ₹34,251.97 million as of March 31, 2021.