Vivriti Capital Limited (VCL) is a fintech-driven NBFC focused on providing debt financing to India’s underserved mid-market enterprises, helping bridge the credit gap left by traditional lenders. Its business model combines technology with diversified lending products such as term loans, working capital finance, NCDs, supply chain financing, co-lending, securitization, and customized financial solutions, catering to businesses across manufacturing, services, and trade sectors. Through its subsidiary, Vivriti Asset Management, the company also manages fixed-income AIFs, pioneering the “performing credit” segment in India’s private credit market. With assets under management exceeding ₹8,800 crore, a client base of 400+ enterprises, and funding from 675+ investors, Vivriti has built a strong presence in the growing fintech and NBFC ecosystem. Its portfolio is well-diversified across financial and non-financial sectors, and with over 90% client retention and continued capital raising, th...