Midland Microfin Limited, founded in 2011, is a Punjab-based NBFC-MFI focused on providing small loans to empower women and support micro-entrepreneurship, with a strong presence across multiple states including Punjab, Haryana, Rajasthan, Uttar Pradesh, Bihar, and Gujarat. The company offers a range of loan products such as business loans, water purifier loans, sewing machine loans, solar lamp loans, and individual “Udaan” loans, mainly targeting rural and semi-urban customers. Over the years, it has expanded rapidly with a large branch network and borrower base, maintaining strong asset quality, high collection efficiency, and healthy capitalization. Even during challenges like demonetization and COVID-19, the company showed resilience due to its rural-focused portfolio and essential-service borrowers, though profitability was slightly impacted due to higher provisions. With consistent growth in assets, loan portfolio, and geographic reach, along with experienced promoters and manage...