Fincare Business Services Limited, incorporated on 5th August 2014 in Bengaluru, is a Public Limited Company and a Non-Deposit taking Systemically Important Core Investment Company (CIC-ND-SI) registered with the RBI since February 2, 2017, primarily engaged in providing loans to its subsidiary, Fincare Small Finance Bank (FSFB), and other group entities. The core strength of the group lies in Fincare Small Finance Bank, a digital-first SFB focused on financial inclusion, targeting unbanked and underbanked individuals, MSMEs, and rural customers through technology-driven, last-mile distribution. Between FY2018 and FY2020, FSFB recorded the highest advances growth among comparable SFB peers (as per CRISIL), with its Gross Loan Portfolio expanding from ₹2,154 crore to ₹5,547 crore at a CAGR of 41.05%, driven by borrower growth from 1.02 million to 2.19 million. As of December 31, 2020, the bank served 2.7 million customers, 92% of whom were in rural areas and 40% new to credit, highlight...