Arohan Financial is a well-established non-banking financial company (NBFC) focused on microfinance. It operates mainly in low-income states across India, where access to financial services is limited. The company provides loans aimed at generating income and also offers other products that support financial inclusion. Founded in 2006, Arohan has grown to become the largest NBFC-MFI in Eastern India and ranks fifth in the country based on its Gross Loan Portfolio as of September 2020. The company follows a strong and structured business model with clear processes for loan approval, risk management, and recovery. As of March 2023, Arohan’s Gross Loan Portfolio stood at around ₹5,357 crores. Over the past three years, it recorded a compound annual growth rate (CAGR) of 68%, the second-highest among the top five microfinance institutions in India. The company’s microfinance division operates through 829 branches across 11 states, while its MSME lending division runs through 10 branches...