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Dar Credit and Capital Limited IPO

Dar Credit and Capital Limited IPO

IPO Date :
Issue Price :
Allotment Date :
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Lot Size:
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Listed Price: ₹ 65.15 (+8.58%)

Dar Credit and Capital Limited's has transitioned to a publicly listed entity following its IPO debut on 28-05-2025 at the NSE exchange. The public offering successfully raised 42,76,000 Shares, consisting of 42,76,000 Sharesin new capital.

The IPO featured a competitive price range of ₹57 to ₹60 and minimum application size of 2000 shares. Market reception was evidenced through subscription activity between 21-05-2025 and 23-05-2025, reflecting investor appetite for the offering.

Allotment of shares was completed on 26-05-2025, distributing equity to successful applicants. The listing marked the beginning of the company's journey as a publicly traded corporation, subject to market dynamics and regulatory oversight.

Dar Credit IPO Details
Lot(s) Distribution

Investors can bid starting from the minimum lot size specified for this IPO, and only in multiples of that lot size. The table below shows the minimum and maximum investment for retail investors and HNIs in terms of lots, quantity, and amount.

IPO Reservation
Dar Credit IPO Key Performance Indicator
Company Financials ( In Crores )

Dar Credit IPO About Company

Dar Credit and Capital Limited (DCCL), incorporated in 1994, is a registered NBFC focused on providing credit access to underserved and low-income segments. The company offers personal loans for municipal and class-IV workers such as cleaners and peons, along with unsecured and secured MSME loans for small shopkeepers, vendors, and women-led micro-enterprises. As of September 30, 2024, its portfolio mix includes Personal Loans (44.46%), Micro Loans (40.12%), Unsecured SME Loans (2.65%), and Secured MSME Loans (12.76%). DCCL operates through 35 locations across Rajasthan, Gujarat, West Bengal, Madhya Pradesh, Chhattisgarh, Bihar, and Jharkhand, supported by a team of 223 employees as of November 2024. The company’s mission is to drive financial inclusion and empower grassroots entrepreneurs.


Note : "Calculations for ‘Shares Offered’ and ‘Total Amount’ are based on the highest price in the issue price band."


Dar Credit IPO Strength Factors

  1. Speed & Flexibility: Quick loan processing and fast disbursement cycles support faster customer turnaround.
  2. Local Market Expertise: Strong understanding of regional economies and borrower profiles enables better lending decisions.
  3. Technology-Driven Operations: Use of advanced credit assessment and risk management tools for efficient evaluation and monitoring.

Dar Credit IPO Risk Factors

  1. Interest Rate Risk: Changes in lending/borrowing rates may affect margins and overall financial performance.
  2. Geographic Risk: Exposure across multiple states makes the portfolio vulnerable to adverse regional factors.
  3. Customer Segment Risk: Higher-risk borrower segments can increase NPAs, provisions, and write-offs, hurting profitability.

Dar Credit IPO Lead Manager(s)

  • GYR Capital Advisors Private Limited

Dar Credit IPO Promoter(s)

  1. Mr. Ramesh Kumar Vijay
  2. Mr. Rajkumar Vijay
  3. Mrs. Rakshita Vijay

Dar Credit IPO Company Details

Dar Credit and Capital Limited
Phone:
address:

Dar Credit IPO Registrar

Kfin Technologies Limited
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Dar Credit IPO FAQs