Skip to main content
MainBoardListed
Capital Small Finance Bank Limited Logo

Capital Small Finance Bank Limited IPO

Capital Small Finance Bank Limited IPO

IPO Date :
Issue Price :
Allotment Date :
Listing Date :
List Price :
Lot Size:
Subscription:
Listed Price: ₹ 430.25 (-8.07%)

Capital Small Finance Bank Limited's successfully transitioned to public market status with its listing on NSE, BSE on 14-02-2024. The IPO mobilized 1,11,76,713 Shares in cumulative capital, including 96,15,384 Shares for corporate expansion and ₹73.07 Cr for shareholder liquidity management.

The public offering was conducted within the price parameters of ₹445 to ₹468, with minimum investment lots of 32 shares. subscription activity between 07-02-2024 and 09-02-2024 demonstrated market reception to the company's valuation and growth narrative.

The allotment process concluded on 13-02-2024, finalizing share distribution to successful bidders. The listing represents a transformational event, providing the company with enhanced market visibility, regulatory compliance framework, and access to diversified investor capital.

Capital Small IPO Details
Lot(s) Distribution

Investors can bid starting from the minimum lot size specified for this IPO, and only in multiples of that lot size. The table below shows the minimum and maximum investment for retail investors and HNIs in terms of lots, quantity, and amount.

IPO Reservation
Capital Small IPO Key Performance Indicator
Company Financials ( In Crores )

Capital Small IPO About Company

Capital Small Finance Bank Limited, founded in 1999, has steadily grown into a trusted small finance bank in India, becoming the first non-NBFC microfinance institution to receive an SFB license in 2015. The bank focuses on semi-urban and rural areas, serving middle-income customers earning between ₹4 lakh and ₹50 lakh with a mix of financial products, strong customer service, and a blend of branch-based and digital banking options. Headquartered in Jalandhar, it now operates 172 branches and 174 ATMs across Punjab, Haryana, Rajasthan, Delhi, Himachal Pradesh, and Chandigarh, with nearly 76% of its customers coming from rural and semi-urban regions. Most of its loans are secured and backed by immovable property, with average loan sizes of ₹12.3 lakh for agriculture, ₹18.2 lakh for MSME, and ₹11.6 lakh for mortgage loans. Supported by a workforce of 1,827 employees, the bank remains committed to offering reliable and accessible banking services to the communities it serves.


Note : "Calculations for ‘Shares Offered’ and ‘Total Amount’ are based on the highest price in the issue price band."


Capital Small IPO Strength Factors

  1. Diversified loan portfolio : The bank reduces risk by spreading its lending across multiple sectors and borrowers.
  2. Strong retail-focused deposit base : A high share of CASA deposits ensures steady, low-cost funding.
  3. Customer-centric product strategy : Deep market understanding helps the bank design solutions that genuinely meet customer needs.
  4. Robust credit assessment and risk management : Efficient processes maintain strong credit quality and smooth lending operations.
  5. Consistent growth track record : The bank has steadily improved performance and profitability, demonstrating strength in a competitive market.

Capital Small IPO Risk Factors

  1. Regulatory compliance risks : The bank must adhere to strict regulations, and any failure could lead to legal actions, penalties, or operational disruptions.
  2. High regional concentration : With around 87% of branches in Punjab, the bank is vulnerable to economic and market risks specific to North India.
  3. Penalties for non-compliance : Inability to meet regulatory standards may result in financial setbacks, affecting performance and long-term stability.

Capital Small IPO Lead Manager(s)

  • Nuvama Wealth Management Limited
  • Dam Capital Advisors Limited
  • Equirus Capital Private Limited

Capital Small IPO Promoter(s)

  1. Sarvjit Singh Samra
  2. Amarjit Singh Samra
  3. Navneet Kaur Samra
  4. Surinder Kaur Samra
  5. Dinesh Gupta

Capital Small IPO Company Details

Capital Small Finance Bank Limited
Phone:
address:

Capital Small IPO Registrar

Link Intime India Private Limited
Name:
Phone:

Capital Small IPO FAQs